:root{
  --ink:#14262b;
  --ink-soft:#3b5259;
  --teal:#0d2b33;
  --teal-2:#123c45;
  --copper:#b5643c;
  --copper-2:#8f4a29;
  --sand:#f5f0e7;
  --sand-2:#eae2d5;
  --white:#fffdf9;
  --line:#d9cfbf;
  --shadow:0 18px 50px rgba(13,43,51,.12);
  --r:14px;
  --max:1180px;
  --font-serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,"Times New Roman",serif;
  --font-sans:"Segoe UI",system-ui,-apple-system,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;background:var(--white);color:var(--ink);font-family:var(--font-sans);
  font-size:clamp(15.5px,.55vw + 14px,17px);line-height:1.68;
  overflow-wrap:break-word;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--copper-2);text-decoration-thickness:1px;text-underline-offset:.18em}
a:hover{color:var(--teal)}
h1,h2,h3{font-family:var(--font-serif);line-height:1.14;letter-spacing:-.01em;color:var(--teal);margin:0}
h1{font-size:clamp(30px,4.6vw,56px);font-weight:600}
h2{font-size:clamp(24px,2.6vw,36px);font-weight:600}
h3{font-size:clamp(17px,1.3vw,20px);font-weight:600}
p{margin:0 0 1em}
.shell{width:min(100% - 40px,var(--max));margin-inline:auto}
.narrow{width:min(100% - 40px,760px)}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip{position:absolute;left:-9999px;top:0;background:var(--teal);color:#fff;padding:10px 16px;z-index:100}
.skip:focus{left:12px;top:12px}
.muted{color:var(--ink-soft);font-size:.92em}

/* header */
.site-header{position:sticky;top:0;z-index:40;background:rgba(255,253,249,.94);border-bottom:1px solid var(--line);backdrop-filter:blur(8px)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:70px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--teal)}
.brand-mark{display:grid;place-items:center;width:36px;height:36px;border-radius:9px;background:var(--teal);color:var(--sand);font-family:var(--font-serif);font-size:15px;letter-spacing:.02em}
.brand-name{font-family:var(--font-serif);font-size:19px;letter-spacing:.01em}
.brand-name em{font-style:normal;color:var(--copper-2)}
.site-nav{display:flex;align-items:center;gap:20px}
.site-nav ul{display:flex;gap:18px;list-style:none;margin:0;padding:0;flex-wrap:wrap}
.site-nav a{color:var(--ink);text-decoration:none;font-size:.93rem}
.site-nav a:hover{color:var(--copper-2);text-decoration:underline}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:9px;padding:9px 12px}
.nav-toggle-bar,.nav-toggle-bar::before,.nav-toggle-bar::after{display:block;width:20px;height:2px;background:var(--teal);content:"";position:relative}
.nav-toggle-bar::before{position:absolute;top:-6px}
.nav-toggle-bar::after{position:absolute;top:6px}

/* buttons */
.btn{display:inline-block;background:var(--copper);color:#fff;text-decoration:none;padding:13px 20px;border-radius:999px;font-weight:600;font-size:.95rem;border:1px solid transparent;transition:transform .18s ease,background .18s ease}
.btn:hover{background:var(--copper-2);color:#fff;transform:translateY(-1px)}
.btn-ghost{background:transparent;color:var(--teal);border-color:var(--teal)}
.btn-ghost:hover{background:var(--teal);color:var(--sand)}
.btn-sm{padding:9px 15px;font-size:.86rem}

/* crumbs */
.crumbs{background:var(--sand);border-bottom:1px solid var(--line);font-size:.83rem}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:10px 0;color:var(--ink-soft)}
.crumbs li+li::before{content:"/";margin-right:6px;color:#9a8f7e}
.crumbs a{color:var(--ink-soft);text-decoration:none}
.crumbs a:hover{text-decoration:underline}

/* sections */
.sec{padding:clamp(44px,5vw,78px) 0;border-bottom:1px solid rgba(217,207,191,.6)}
.sec:nth-of-type(even){background:var(--white)}
.sec-head{margin-bottom:20px}
.sec-head h2{max-width:24ch}
.prose{max-width:70ch}
.prose p:last-child{margin-bottom:0}
.eyebrow{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--copper-2);font-weight:700;margin-bottom:10px}
.sec-hero{background:linear-gradient(160deg,var(--sand) 0%,var(--white) 60%);padding-top:clamp(48px,6vw,90px);padding-bottom:clamp(48px,6vw,90px)}
.hero-grid{display:grid;grid-template-columns:minmax(0,55fr) minmax(0,45fr);gap:clamp(24px,4vw,56px);align-items:center}
.hero-copy h1{max-width:16ch;margin-bottom:20px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.hero-media{margin:0;border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow)}
.hero-media img{width:100%;aspect-ratio:4/3;object-fit:cover}

/* split */
.split-55{display:grid;grid-template-columns:minmax(0,55fr) minmax(0,45fr);gap:clamp(22px,3.5vw,48px);align-items:start}
.split-45{display:grid;grid-template-columns:minmax(0,45fr) minmax(0,55fr);gap:clamp(22px,3.5vw,48px);align-items:start}
.sec-media{margin:0;border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow)}
.sec-media img{width:100%;aspect-ratio:4/3;object-fit:cover}

/* bullet / links */
.bullet,.link-list,.card-grid,.risk-grid,.tile-grid{list-style:none;margin:18px 0 0;padding:0}
.bullet li{position:relative;padding-left:20px;margin-bottom:9px}
.bullet li::before{content:"";position:absolute;left:0;top:.62em;width:7px;height:7px;border-radius:50%;background:var(--copper)}
.link-list li{display:flex;justify-content:space-between;gap:14px;padding:12px 0;border-bottom:1px solid var(--line);align-items:baseline}
.link-list a{text-decoration:none;font-weight:600;color:var(--teal)}
.link-list a:hover{color:var(--copper-2);text-decoration:underline}
.link-list span{color:var(--copper);flex:none}

/* steps / timeline */
.steps,.timeline{list-style:none;margin:0;padding:0;counter-reset:none}
.steps li,.timeline li{display:grid;grid-template-columns:minmax(0,54px) minmax(0,1fr);gap:14px;padding:14px 0;border-bottom:1px solid var(--line)}
.steps li span,.timeline li span{font-family:var(--font-serif);font-size:1.3rem;color:var(--copper);line-height:1}
.steps li p,.timeline li p{margin:0}
.timeline{border-left:2px solid var(--line);padding-left:6px}

/* glossary */
.glossary{margin:0;background:var(--sand);border-radius:var(--r);padding:20px 22px}
.glossary div{display:grid;grid-template-columns:minmax(0,38fr) minmax(0,62fr);gap:14px;padding:9px 0;border-bottom:1px dashed var(--line)}
.glossary div:last-child{border-bottom:0}
.glossary dt{font-weight:700;color:var(--teal)}
.glossary dd{margin:0;color:var(--ink-soft)}

/* cards */
.card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.card{background:var(--sand);border:1px solid var(--line);border-radius:var(--r);padding:18px 18px 16px}
.card-num{font-family:var(--font-serif);color:var(--copper);font-size:1.1rem}
.card p{margin:6px 0 0}
.risk-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.risk{border-left:3px solid var(--copper);padding:8px 0 8px 16px}
.risk h3{margin-bottom:4px}
.risk p{margin:0;color:var(--ink-soft)}
.tile-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.tile-grid a{display:flex;justify-content:space-between;gap:12px;align-items:center;background:var(--teal);color:var(--sand);text-decoration:none;padding:16px 18px;border-radius:12px;transition:background .18s ease,transform .18s ease}
.tile-grid a:hover{background:var(--teal-2);color:#fff;transform:translateY(-2px)}
.tile-grid em{font-style:normal;color:var(--sand-2)}

/* note / notice / pull / band */
.note{background:var(--sand);border-radius:var(--r);padding:22px;border:1px solid var(--line)}
.note p{margin:0;font-size:.95rem;color:var(--ink-soft)}
.notice{background:var(--sand);border:1px solid var(--line);border-left:4px solid var(--copper);border-radius:0 var(--r) var(--r) 0;padding:24px}
.pull{font-family:var(--font-serif);font-size:clamp(20px,2.2vw,28px);line-height:1.34;color:var(--teal);border-left:3px solid var(--copper);padding-left:18px;margin:0 0 22px}
.band{background:var(--teal);color:var(--sand);border-radius:var(--r);padding:clamp(24px,4vw,44px)}
.band h2,.band h3{color:var(--sand)}
.band .prose{color:var(--sand-2)}
.band .bullet li::before{background:var(--sand-2)}

/* checklist */
.checklist{display:grid;grid-template-columns:minmax(0,45fr) minmax(0,55fr);gap:clamp(20px,3vw,40px);align-items:start}
.checklist .bullet{margin-top:0}

/* faq */
.qa-list{border-top:1px solid var(--line)}
.qa{border-bottom:1px solid var(--line)}
.qa summary{cursor:pointer;padding:16px 34px 16px 0;font-weight:600;position:relative;list-style:none;color:var(--teal)}
.qa summary::-webkit-details-marker{display:none}
.qa summary::after{content:"+";position:absolute;right:6px;top:12px;font-size:1.3rem;color:var(--copper)}
.qa[open] summary::after{content:"–"}
.qa-body{padding:0 0 18px}
.qa-body p{margin:0;max-width:70ch;color:var(--ink-soft)}

/* footer */
.site-footer{background:var(--teal);color:var(--sand);padding:clamp(40px,5vw,64px) 0 20px;margin-top:0}
.site-footer a{color:var(--sand);text-decoration:none}
.site-footer a:hover{text-decoration:underline;color:#fff}
.foot-grid{display:grid;grid-template-columns:minmax(0,1.25fr) repeat(5,minmax(0,1fr));gap:26px}
.foot-brand p{font-size:.9rem;color:var(--sand-2);max-width:34ch}
.foot-brand .brand-name{font-size:20px;color:#fff;margin-bottom:8px}
.foot-col .foot-h{font-family:var(--font-sans);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--sand-2);margin:0 0 10px;font-weight:700}
.foot-col ul{list-style:none;margin:0;padding:0}
.foot-col li{margin-bottom:7px;font-size:.9rem}
.foot-base{border-top:1px solid rgba(245,240,231,.2);margin-top:28px;padding-top:16px;font-size:.8rem;color:var(--sand-2)}

/* motion */
[data-motion]{opacity:0;will-change:opacity,transform}
[data-motion].in{opacity:1;transform:none}
[data-motion="reveal"]{transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
[data-motion="rise"]{transform:translateY(38px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1)}
[data-motion="slide"]{transform:translateX(-26px);transition:opacity .7s ease,transform .7s ease}
[data-motion="zoom"]{transform:scale(.97);transition:opacity .6s ease,transform .6s ease}
[data-motion="drift"]{transform:translate3d(0,26px,0);transition:opacity .9s ease,transform .9s ease}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  [data-motion]{opacity:1!important;transform:none!important;transition:none!important}
}

/* responsive */
@media (max-width:1020px){
  .foot-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
  .foot-brand{grid-column:1/-1}
  .site-nav ul{gap:12px}
  .site-nav a{font-size:.86rem}
}
@media (max-width:860px){
  .nav-toggle{display:block}
  .site-nav{position:absolute;top:70px;left:0;right:0;background:var(--white);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:16px 20px 22px;display:none;box-shadow:var(--shadow)}
  .site-nav.open{display:flex}
  .site-nav ul{flex-direction:column;gap:4px}
  .site-nav ul a{display:block;padding:9px 2px}
  .hero-grid,.split-55,.split-45,.checklist{grid-template-columns:minmax(0,1fr)}
  .hero-copy h1{max-width:none}
  .card-grid,.risk-grid,.tile-grid{grid-template-columns:minmax(0,1fr)}
  .sec-head h2{max-width:none}
}
@media (max-width:560px){
  .shell,.narrow{width:min(100% - 28px,var(--max))}
  .foot-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .glossary div{grid-template-columns:minmax(0,1fr);gap:4px}
  .steps li,.timeline li{grid-template-columns:minmax(0,40px) minmax(0,1fr)}
  .hero-actions .btn{width:100%;text-align:center}
  .header-inner{min-height:62px}
  .site-nav{top:62px}
}